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MarginGraph

Send a file · See what is in it · Pay only if it is worth it

We read your figures and show you where the money is going.

For owner-run companies between one and ten million in turnover. Send the management accounts you already have. We check every subtotal adds up, run the analysis, and show you what we found before anything is for sale. €9 for the answers, and if we find less than €90 worth acting on there is no payment screen at all.

Read by Stefan Wobben in person. Stefan Wobben Advies, Chamber of Commerce 70889945, the Netherlands. Your file is stored nowhere, deleted within thirty days, never shared and never used to train anything. Who that is, the idea behind it and what happens to your file.

A real file, anonymised

A wholesaler with €2.4m of revenue

Free half
Turnover, 2026 trend
€2,389,560
Against 2026 budget
16.2% below
Left after direct costs
37 cents in every euro
Biggest cost that moves with volume
Fulfilment, 4.2% of turnover
Biggest cost that does not
Payroll, 22.0% of turnover
Every euro of labour earns
€4.54 of gross profit (was €4.75)

Of every euro of turnover

Fulfilling the order
8 cents (was 13)
Winning the order
3 cents (was 4)
Running the company
25 cents (was 23)

Then: €57,600 of exposure across 2 findings, of which €25,290 we would actually act on. Every figure above was produced by the code that would read your file.

How it works

Three steps, and you see the total before you pay

  1. 01

    You send a file

    A spreadsheet, an export from your accounting software, a PDF. Whatever you already have, by email. There is no template to fill in first.

  2. 02

    We read it, and check it adds up

    Every subtotal is added back up and compared with what the file says. If the arithmetic closes we read it correctly, and only then does the analysis run.

  3. 03

    You see what we found, then decide

    The total, how many findings there are and what each one is about, before anything is for sale. €9 unlocks the workings and the actions, and under €90 found there is nothing to pay.

Reports

Popular reports

Every question below is a chapter of the same report. Send the file you already have, see what is in it free, and decide afterwards. The whole report is €9.

2 min

What is hiding in my figures?

Send your management accounts, annual accounts or a supplier quote. We analyse first and show you what we found. You only pay if you want the rest, and only if it clears €90.

9See what we find

2 min

What is my business worth?

Send your financials and receive a valuation report with assumptions, risks and a valuation range. Three methods, every figure traced back to a line in your file.

9See what we find

Comparison

Could I not just paste this into ChatGPT?

You can, and you would get something useful. You would also have to know which questions to ask, verify that nothing was invented, and decide whether the answer is safe to act on. That is the €9.

ChatGPTMarginGraph
You need to knowWhich questions to askNothing. The questions are the product
The arithmeticYou check it yourselfChecked before anything runs, cell by cell
The answerDifferent on every runThe same file gives the same report, always
When it finds nothingIt answers anywayIt says so, and there is nothing to pay

Send a file and see what is in it.

Send a file

Guides

If you would rather work it out yourself

All guides

2 min

Preparing your business for sale

A twelve-month sequence, in the order that actually compounds — what to fix first, what to leave alone, and which preparations buyers can tell were done last month.

2 min

How profitability affects valuation

Margin does not just raise the earnings the multiple is applied to — it raises the multiple itself. Why the effect compounds, and what a five-point improvement is actually worth.

2 min

How recurring revenue affects valuation

Why contracted revenue is worth two to three times what project revenue is worth, the four tiers buyers actually distinguish, and how to move revenue up a tier before you sell.