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MarginGraph

Guides

Longer walkthroughs for decisions that take more than one sitting.

6 min

Business valuation glossary: every term on this site, in one line

The jargon a buyer, a broker or a valuation report will use, defined in a sentence each, with a link to the longer answer where there is one.

10 min

Your best customer might be your worst

Two customers, identical revenue, identical gross margin, and a fifteen thousand euro gap in what they leave behind. Cost to serve explains it, and it never appears in your accounts.

8 min

How long is your cash runway, really

Cash divided by monthly burn is the number most owners quote, and the first one to fail. What to calculate instead, and why the answer is a date rather than a duration.

9 min

How much volume can you afford to lose after a price rise?

There is an exact answer and it takes one line of arithmetic. The same formula shows why discounting is far more dangerous than it looks.

11 min

Profitable and broke: the gap between your P&L and your bank balance

Your accountant says you made sixty thousand. Your bank balance fell by sixty-seven. Both are correct. Here are the seven bridges between them, and which ones you can move.

10 min

What a 20% drop in revenue would actually do to you

Two businesses with almost identical profit. One loses two thirds of it when revenue falls a fifth, the other a third. The difference is one number from a single income statement.

8 min

Gross margin lies: which of your products actually make money

The line that looks like your worst performer is often the one paying for the overhead. How allocation creates fake losses, and which number to use when you decide what to drop.