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MarginGraph

FAQ

Earnings

7 published.

1 min

Is EBITDA the same as profit?

No. EBITDA sits above interest, tax, depreciation and every cash movement that is not in the P&L. A business can grow EBITDA every year while running out of money.

1 min

Can I add my salary back to EBITDA?

Only the portion above a market rate for the work you actually do. Adding the whole salary back assumes the buyer gets a free chief executive, which no buyer accepts.

1 min

What counts as a one-off cost?

Something that happened once, will not recur under new ownership, and has a document behind it. Three years of 'one-offs' are operating costs with an optimistic label.

1 min

What is adjusted EBITDA?

EBITDA restated as it would look under a new owner — owner compensation at market rate, one-offs removed, personal costs stripped. It is the figure valuations actually use.

1 min

Should I use SDE or EBITDA?

SDE if one owner works full time in the business and the buyer will replace them personally. EBITDA once a management layer exists. The multiples are not interchangeable.

1 min

What is EBITDA?

Earnings before interest, tax, depreciation and amortisation — an attempt to measure what a business earns from operating, before the current owner's financing and accounting choices.

1 min

What is SDE (seller's discretionary earnings)?

The total financial benefit one owner-operator takes from a business in a year — operating profit plus owner compensation, benefits and one-off costs added back.