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MarginGraph

How much is my business worth?

Most owner-managed businesses sell for two to six times normalised annual earnings. Where you land inside that range depends on four things you can check today.

1 min readMarginGraph

Most owner-managed businesses change hands for two to six times normalised annual earnings. Under €500,000 of earnings the range is usually two to four; above it, four to six. Turnover is not the basis, and net profit as reported is almost never the basis either.

Why the range is so wide

The multiple is a statement about how confident a buyer is that next year looks like this year. Four factors move it more than anything else:

  • Size — larger earnings attract more buyers, and competition sets prices
  • Customer concentration — a large single customer reduces the number of buyers willing to bid
  • Owner dependence — if revenue falls when you take three months off, you are selling a job
  • Revenue quality — contracted revenue is worth far more than repeat revenue

A €400,000-earnings business with contracted revenue and a management layer can beat a €900,000 business built on one customer and one person.

Getting to your own number

Start with the earnings figure, not the multiple. Normalise it — take out your own compensation at a market rate, strip genuine one-offs, remove personal costs — and do it for three years rather than the best one. Then apply a multiple you can defend with comparable transactions in your size band.

How to value a business walks the whole sequence; EBITDA multiple explained covers what sets your multiple specifically.

Find out what your business is worth

Upload your P&L and balance sheet. Three methods, every assumption stated, in minutes.

Decision2 min

What is my business worth?

Upload your financials and receive a valuation report with assumptions, risks and a valuation range. Three methods, every figure traced back to a line in your file.

9Generate Report

Article3 min

How to value a business

The whole process in seven steps — from the earnings figure you start with to the range you end up defending. Written for owners doing this for the first time.

Article3 min

EBITDA multiple explained

What actually sets your multiple — size, growth, concentration and owner dependence — and why the sector average you found online is the least useful number in the calculation.