The flow

What we find, before you pay for it

We read the file and run the analysis first. You see the total, how many findings there are and what each one is about, before anything is for sale. If the total comes in under €90, no payment screen appears at all.

What was in the file

A wholesaler with €2.4m of revenue

Real management accounts, anonymised. Seven staff, imports from Asia, sells to retailers across Europe.

Line	2026 trend	2026 budget
Revenue	€2,389,560	€2,850,000
Outbound freight	€81,800	€111,200
Recharged freight	-€45,400	-€62,700
Fulfilment	€101,000	€256,500
IT costs	€82,700	€61,500
Payroll	€526,000	€600,000
Marketing	€75,400	€112,800

Seven lines. No cleaning, no template, no questionnaire. Everything below was produced from this table by the code that ships.

Free

€0

We read your file and found €57,600 across 2 findings. The largest is worth €36,400 on its own.

What we found, and what each one is worth:

  1. How much of your outbound freight you recover from customers    €36,400
  2. IT costs against budget                                         €21,200

€9 unlocks which line each of these sits on, the arithmetic behind it, and what to do about it including how far you can safely go.

The size and the subjects, not the answers. Which line each one sits on, the arithmetic behind it and what to do about it is what you are buying. You can check the method here, on a company that is not yours, for nothing.

Unlocked

€9

Found €57,600. Paid €9.

1. You recover 55.5% of your outbound freight from customers.
   Worth:  €36,400 at most (2026 trend).
   Do:     Recover 5 more points (55.5% to 60.5%). Worth €4,090, and it stays worth it as long as it costs you less than 0.5% of turnover in lost business.
   Check:  €81,800 of cost against €45,400 recovered is 55.5%. The remaining €36,400 is the ceiling, reached only at full recovery.
   Steps:
     Recover 5 more points (55.5% to 60.5%)      €4,090  safe while you lose under 0.5% of turnover
     Recover 10 more points (55.5% to 65.5%)     €8,180  safe while you lose under 0.9% of turnover
     Recover 25 more points (55.5% to 80.5%)    €20,450  safe while you lose under 2.3% of turnover
     Recover all of it (55.5% to 100%)          €36,400  safe while you lose under 4.1% of turnover

2. IT costs is €21,200 over 2026 budget.
   Worth:  €21,200 at most (2026 trend).
   Do:     Bring it back to budget, or restate the budget so it is worth steering by again.
   Check:  €82,700 actual against €61,500 budgeted.

Note the steps. A recovery rate of 55% is a price your customers accepted, not an oversight, so the advice is not to jump to full recovery. It is the smallest move worth making, what it earns, and how much business it can cost before it stops being worth it.

When we find nothing, there is no payment screen

This is the part that keeps the rest honest. An engine obliged to produce something will produce something. Because a thin result costs us nothing to report, the engine is free to say a file is clean.

We read your file and found €0.

That is below the €90 we hold ourselves to, so there is nothing to sell
you and nothing to pay. If you want, send a different file.

No refund is ever processed, because no money moved. The guarantee is the order of operations rather than a policy.

Before any of this runs, every subtotal in the file is added up and compared with what it says. If the arithmetic closes, we read it correctly; if it does not, we name the cell rather than quietly deciding what you meant. That check is deterministic and has been run over twenty-two filed sets of statutory accounts. See what to send.